©2016   Naturopathic Health Center of San Diego

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Insurance

At this time, we are not able to bill any insurance plan as an in-network provider.

We will not bill insurance directly.  For office visits, we are considered

out-of network for all insurance plans.Very few insurance plans cover naturopathic

doctors as out-of network doctors in California.  Check to see if your insurance does,

and ask for coverage benefits in writing. You can however submit a claim with a

superbill (given to you after the visit and payment) and if insurance will reimburse,

they will reimburse directly to you.  Blue Cross/Blue Shield plans in California and

United Healthcare do not cover our office visits even as an out-of network provider.

 

If you have Cigna PPO your plan may cover our office visits, but it would require that your "Out of Network Deductible" has been met as we are not considered "In Network."  If you do have a CIgna PPO plan we will provide you with a super bill that you can submit to your insurance for reimbursement, however payment will be due at the time of service.  We will not bill insurance directly.

PPO/EPO insurances
For PPO insurance plans, we are able to order bloodwork through insurance as long as the patient goes to a lab within their insurance network (usually Quest or Labcorp). Keep in mind that if you have a deductible for labs or a co-pay, it will still apply.

HSA/Flex Benefits

We are able to accept HSA/Flex Benefit cards.

HMO
For patients that have an HMO insurance, unfortunately we are not considered in-network. Labs and office visits are not covered. For bloodwork for HMO insurances, we are able to either give the patient a list of labs to take back to their primary care doctor to see if they will run it or the patient can get labs done through a discounted Labcorp service we offer.

Tricare
For Tricare insurance, if the patient is active duty, we are not able to order labs. We are able to either give the patient a list of labs to take back to their primary care doctor to see if they will run it or the patient can get labs done through a discounted Labcorp service we offer.
For Tricare insurance for spouses, most general bloodwork ordered through Quest/Labcorp has historically been covered. Speciality labs (like salivary adrenal testing, heavy metals testing) is usually not covered, food allergy testing however is covered. Tricare does not cover office visits.